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房地产市场的繁荣,给银行信贷业务带来不少问题,各类纠纷层出不穷。本刊第11期独家报道《“京十五条”规避之风险》一文刊出后,北京各法院反响强烈,并据此对其审理的涉房地产案件进行了调研和分析。自2010年来,为遏制房价上涨过快的势头,中央及各地相继出台楼市调控政策,政策不仅强化差别化住房信贷,将二套房贷首付提至六成,更将限购令从之前的10多个城市推广到全国各直辖市、计划单列市、省会城市和房价过高、上涨过快的城市。
The prosperity of the real estate market has brought many problems to the bank’s credit business. An endless stream of disputes has arisen. After the publication of a series of articles titled “The Fifteen Articles in Beijing” and “Risks Avoiding”, Beijing courts reacted strongly to the investigation and analysis of real estate cases that they heard. Since 2010, in order to curb the rapid rise in house prices momentum, the central government and various places have introduced the property market control policies, policies not only to strengthen differentiated housing credit, the first two sets of mortgage loans will be raised to Liucheng, will limit the purchase from the previous more than 10 The city has been popularized to all municipalities directly under the Central Government, cities specifically designated in the state plans, capital cities and cities where prices rise too fast and are rising too fast.