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竞争是商品经济发展的必然产物,同商品经济密切相关的金融业务,同样离不开竞争。自金融市场开放以来,各专业银行为扩大业务市场,发挥自身优势,采取多种形式,增强竞争能力,在金融领域内,出现了“工商银行下乡,农业银行进城,建设银行经营流动资金。中国银行办理人民币业务,交通银行经营综合性业务”的局面,从而把竞争机制引入金融行
Competition is the inevitable product of the development of the commodity economy. The financial businesses closely related to the commodity economy are also inseparable from the competition. Since the opening up of the financial market, specialized banks have taken various forms to enhance their competitiveness in order to expand their business markets, bring their own advantages, and enhance their competitiveness. In the area of finance, various specialized banks have emerged such as “going to the countryside with ICBC, going into the cities with Agricultural Bank of China, liquidity in operating Bank of China Bank of China handles Renminbi business and Bank of Communications operates a comprehensive business, ”so as to introduce a competitive mechanism into the financial industry