论文部分内容阅读
新形势下医保面临很多问题和挑战,最大的挑战来自两个方面。一方面是经济进入新常态,GDP增速和财政收入下滑,对医保产生不利影响。尽管国家对卫生和医保的财政投入还会有所提高,但不能过多指望政府投入。而与此同时,医疗费用却呈现快速增长,医疗费用和医保支出的增长远超经济增长幅度。医疗费用合理的增长,应该是随着收入水平和医保待遇的提高、人口老龄化和疾病谱的变化而带来的增长;不合理的增长则往往是因为
Under the new situation, the medical insurance faces many problems and challenges. The biggest challenge comes from two aspects. On the one hand, the economy has entered a new normal and GDP growth and fiscal revenue have declined, adversely affecting health insurance. Although the state will increase its financial investment in health and medical insurance, it can not expect too much government investment. At the same time, however, the medical expenses have shown a rapid growth, and the growth of medical expenses and medical expenses far exceeds the rate of economic growth. The reasonable increase in medical costs should be due to the increase in income level and medical treatment, the aging of the population and changes in the spectrum of diseases. Unreasonable growth is often caused by