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6央行和银监会最近联合发文,要求对于经金融机构尽责调查发现或经国土资源部门、建设主管部门查实存在囤地、炒地、捂盘惜售等违法违纪行为的房地产开发企业,金融机构不得发放新增贷款,已有贷款要迅速采取保全措施。对房价上涨过快的地区和城市,银行要加强区域风险评估,适当提高贷款条件。各金融机构不得为争夺客户而随意降低贷款标准。要进一步完善房地产信贷风险管理制度,严禁对项目资本金不足、
6 The central bank and the China Banking Regulatory Commission recently issued a joint document requiring financial institutions not to issue new real estate development enterprises that found themselves to be found responsible by financial institutions or verified by land and resources authorities and construction authorities in violation of laws and regulations such as hoarding, speculation and reluctant sellers. Increase loans, loans have to take prompt measures to preserve. For regions and cities where housing prices have risen too fast, banks should step up regional risk assessment and appropriately raise loan conditions. No financial institution may arbitrarily reduce the loan standard for competing customers. To further improve the real estate credit risk management system, the project is strictly prohibited the lack of capital,