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家财险是我省人保公司的主要险种之一,多年来经济效益和社会效益都比较好。然而,自1990年以来,家财险的赔付率一直居高不下,90年为122.52％、91年为181.70％92年为92.44％、93年为104％,严重地影响了该险种的健康发展。如果说90年碰上十五号台风、91年遭受百年未遇的洪涝灾害,赔付率高有其客观原因,那么,92年的赔付率为什么还很高呢?
Home insurance is our province PICC one of the major types of insurance, economic and social benefits over the years are better. However, the loss ratio of family property insurance has been consistently high since 1990, 122.52% in 1990 and 181.71% in 1992, 92.44% in 1992 and 104% in 1993, which has seriously affected the healthy development of this insurance . If 90 typhoon hit No. 15 typhoon in 91 suffered a flood of floods in a century, pay the high rate of objective reasons, then the 92-year payout rate is still high?