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9月底,央行“首套房利率最低可打七折”的重磅新政投向了波澜不惊的房贷市场。政策出台至今,虽然各银行房贷利率根据新政有所调整,但七折利率仍难觅踪迹。不仅如此,临近年底再加上不良贷款率高发,银行惜贷情绪进一步升温,甚至出现了房贷打折设门槛的情况或捆绑推销的情况。与今年5月份、6月份相比,现在首套房贷比较容易拿到九五折的利率,比之前松绑了许多。但是,与过去几年的市场常态八五折相比,目前的资金价格仍较高。中
The end of September, the central bank “the first suite interest rates can play a minimum of 30% discount ” heavy New Deal into the placid mortgage market. Since the introduction of the policy, although the mortgage rates of various banks have been adjusted according to the New Deal, the interest rate of the 30% discount is still hard to find. Not only that, near the end of the year, coupled with the high non-performing loan ratio, the bank reluctant sentiment further warming up, or even set off the threshold of the mortgage loan situation or bundled marketing situation. Compared with May and June this year, the first mortgage is now easier to get the interest rate of 25% off than before, much more relaxed than before. However, compared with the usual 15% of the market in the past few years, the current capital price is still relatively high. in