论文部分内容阅读
财产保险合同具有特殊性,民法上买卖合同所有权转移的一般原理不能完全适用。当保险标的所有权转移时间与交付时间不一致时,应该以风险转移作为标准来判断保险利益的归属问题。同时,转让后通知义务的履行影响到保险人承担保险责任与否,对被保险人和受让人的利益至关重要。
The property insurance contract is special, and the general principle of ownership transfer in the civil law contract can not be fully applied. When the ownership transfer of the insured subject matter is inconsistent with the delivery time, risk transfer should be regarded as the standard to judge the attribution of insurance interests. At the same time, the fulfillment of the notification obligations after the assignment affects whether the insurer assumes the insurance liability or not, which is of vital importance to the interests of the insured and the assignee.