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企业补充医疗保险是对城镇职工基本医疗保险的一种辅助性保险,是由企业职工共同筹集基金拓展的保险项目。补充医疗保险与基本医疗保险的区别在于,基本医疗保险是政府行为,补充医疗保险是企业行为。所以建立补充医疗保险应把握其原则和方法。
Enterprise supplementary medical insurance is an auxiliary insurance for urban workers’ basic medical insurance, which is jointly funded by enterprises and staff to expand the insurance coverage of the fund. The difference between supplementary medical insurance and basic medical insurance is that basic medical insurance is government behavior and supplementary medical insurance is corporate behavior. Therefore, the establishment of supplementary medical insurance should grasp its principles and methods.