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近年来,随着信息技术的不断发展和经济改革进程的不断推进,互联网金融业发展迅速。这种以“非抵押、低成本、便捷”为信贷模式的新兴金融模式依托互联网信息技术快速发展起来,给中国的金融业发展注入新的血液,改变了人们对传统金融业的认识,对人类的金融模式产生重大影响。但随着互联网金融产品的不断增多,互联网金融中存在的一些问题也逐渐暴露出来,需要有关部门及时采取有效措施解决这些问题。该文将结合互联网金融的模式展开对互联网金融发展问题的探微工作。
In recent years, with the continuous development of information technology and the progress of economic reform, the Internet finance industry has developed rapidly. This emerging financial model based on the “non-mortgage, low-cost and convenient” credit model has rapidly relied on Internet information technology to inject new blood into the development of China’s financial industry and change people’s understanding of the traditional financial industry. Have a major impact on human financial models. However, with the continuous increase of Internet financial products, some problems in Internet finance are gradually exposed, and relevant departments are required to take timely and effective measures to solve these problems. This article will combine the mode of Internet finance to launch the exploration of Internet finance development.