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随着宏观调控系列政策出台及房贷利率上调,个人房贷业务增速减缓,各银行间的竞争也日趋白热化,直客式房贷作为一种重要的竞争策略又重新浮出水面。北京、上海、广州、深圳、成都……天南地北的大小银行纷纷试水,在银行大堂中赫然出现了房产交易商、评估公司、担保公司、律师事务所的服务专柜。直客式房贷与过去那种由房地产商提供担保的间客式贷款模式有很大区别。直
With the introduction of a series of macro-control policies and the increase of interest rates on mortgages, the growth of personal mortgage business slowed down and the competition among banks became increasingly intense. Straight-line mortgage was resurfaced as an important competitive strategy. Beijing, Shanghai, Guangzhou, Shenzhen and Chengdu ... large and small banks of cities all over the world have been experimenting with water. In the bank lobby, real estate dealers, appraisers, guarantee companies and service counters for law firms are appearing. Straight-line mortgages and the past that the real estate business to provide collateral of the mortgage loan model is very different. straight