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我国目前有近5万亿城乡居民储蓄存款,有效保障每一个储户的利益是人们共同的心愿,业内人士提出,国外的存款保险制度是否可以为我国借鉴。美国是最早建立存款保险制度的国家,它的存款保护制度是比较典型的。根据美国法律规定,所有的国民银行和在州注册的联储会员银行均
At present, there are nearly 5 trillion savings deposits of urban and rural residents in our country. It is a common aspiration for people to effectively safeguard the interests of every depositor. The insiders put forward whether foreign deposit insurance can be borrowed by our country. The United States is the earliest country to establish a deposit insurance system, and its deposit protection system is more typical. Under the laws of the United States, all National Banks and Federal Reserve member banks registered in the state are