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四、对高铁事故人身损害赔偿的几点认识(一)我国铁路相关条例和《侵权责任法》的相斥性1.铁路相关条例已不合时宜。首先,保险方面的规定相对于社会经济的发展已经显得陈旧。据了解,《铁路旅客意外伤害强制保险条例》颁布于1951年,属于计划经济时代,而当时国内的商业保险尚未真正起步,保险赔偿还不规范。1992年修订条例到现在,已经过去近20年,继续使用此条例已不合时宜。
IV. Some Understandings of Personal Injury Compensation in High-speed Railway Accidents (I) Rejection of China’s Railway-related Regulations and Tort Liability Law 1. The relevant railway regulations have become outdated. First of all, the provisions on insurance have become obsolete in comparison with the social and economic development. It is understood that the “Railway Accidental Injury Insurance Ordinance” promulgated in 1951, belong to the era of planned economy, when the domestic commercial insurance has not really started, the insurance compensation is not standardized. Up to now, it has been nearly 20 years since the 1992 Amendment Ordinance was passed. It is no longer appropriate to continue using this Ordinance.