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新加坡的经验新加坡是“二战”后才独立的国家,当时的经济实力相当弱,面对广大居民住房难的问题,除了抓好国民经济持续发展这个根本外,还采取了以下有效的措施:(一)有效而全面地推行了公积金制度,由雇主和雇员各按雇员工资收入的一定比例逐月缴纳,目前缴交率为10%。由于居民买房可以较多地使用公积金,故能大幅度提高居民的购房能力。
Singapore’s Experience Singapore was an independent country after the “World War II”. At that time, its economic strength was rather weak. In face of the housing difficulties of the majority of residents, Singapore took the following effective measures in addition to the fundamental goal of sustainable development of the national economy: (1) To implement the provident fund system effectively and comprehensively, paying employers and employees monthly contributions at a certain rate according to the wage income of their employees. At present, the payout rate is 10%. Since residents can buy more housing provident fund, it can greatly improve the purchasing power of residents.