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农村社会养老保险养老待遇较低已经是不争的事实,但是到底低到什么程度?随着新型农村社会养老保险工作在全国范围内的试点,参保农民养老待遇普遍较低的问题能否得到改善?本文根据江苏省阜宁县沟墩镇农保所的参保数据,在新老农村社会养老保险制度的前提下,探讨我国农村社会养老保险养老待遇问题,由此给出“两提高”的政策建议,即:一方面,进一步提高个人帐户给付利率;另一方面,进一步提高地方政府财政补贴。同时,将鼓励村和集体单位给予补助、建立农村养老待遇调整机制作为地方辅助性政策。
Rural social endowment insurance pension treatment is an indisputable fact, but in the end to what extent? With the new rural social endowment insurance in the pilot nationwide, insured peasants pension treatment generally lower the issue can be improved Based on the insured data of NongNuBAu of Doudun Town, Funing County, Jiangsu Province, under the premise of new and old rural social endowment insurance system, this paper probes into the issue of endowment insurance of rural social endowment insurance in our country, Policy recommendations, namely: on the one hand, to further improve the personal account interest rates; the other hand, to further enhance the local government financial subsidies. In the meantime, villages and collective units will be encouraged to give subsidies and establish an adjustment mechanism for pensions in rural areas as a local supportive policy.