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中小企业要想长期、持续发展就需要一个广阔的融资渠道的大力支持,然而,由于客观形势不断变化,国际金融危机的影响,国家经济政策的变化,以及以银行为代表的金融系统的不断改革等等,使得中小企业的融资面临着巨大的困难,融资难、流动资金量不足已经成为制约中小企业可持续发展的一大因素,客观形势要求改革创新中小企业融资模式。本文分析了中小企业供应链融资遇到的困难,并提出了解决中小企业供应链融资的方法和对策。
However, due to the changing objective conditions, the impact of the international financial crisis, the changes in the state’s economic policies, and the continuous reform of the financial system represented by the banks, SMEs need long-term and sustained development with the support of a vast financing channel. And so on, making the financing of SMEs face tremendous difficulties. Financing difficulties and insufficient liquidity have become a major factor restricting the sustainable development of SMEs. The objective situation calls for reforms and innovations in financing models for SMEs. This article analyzes the difficulties encountered in supply chain financing for small and medium-sized enterprises (SMEs), and presents solutions and countermeasures for SME supply chain financing.