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“有人烟的地方,就有邮储银行。”邮储银行江苏分行始终践行“服务‘三农’,服务社区,服务中小企业”的战略定位,积极响应第五次全国金融工作会议“回归本源,服务实体经济”的号召,走出了一条颇具特色的发展之路。农户和小微企业面广量大,广泛覆盖、精准服务难;农业现代化进程中,新型经营主体抵押担保难;小微企业贷款过程中,时效保证难。这是目前金融机构服务“三农”和小微面临的三大难题。邮储银行江苏分行依靠独特的组织机构体系,延展服务触角;创新
“There are people smoking place, there is a postal savings bank. ” The Jiangsu branch of the Postal Savings Bank of Jiangsu has always practice “serve the agriculture, rural areas and peasants, serve the community, serve the small and medium enterprises, ” strategic positioning, and actively respond to the Fifth National Finance Working conference “return to the roots, serve the real economy,” the call, out of a distinctive development path. In the course of agricultural modernization, the new type of management entities are difficult to guarantee their mortgages. In the course of lending to small and micro-enterprises, the limitation of time is difficult to guarantee. This is the three major problems that financial institutions currently face in serving “three rural issues” and micro-micro. Jiangsu Branch of the Postal Savings Bank relies on a unique organizational system to extend its service reach; innovation