需要解决农村小额贷款公司转制的三大瓶颈

• 作 者: 唐佩娟
• 机 构: 武汉科技大学中南分校商学院,
• 出 处: 东方企业文化
• 发表日期: 2010年08期
• 关键词: 农村 小额贷款公司 村镇银行 转制

2008以来小额贷款公司发展迅猛,但同时个别地区也出现了不少的问题,为了引导小额贷款公司健康发展,银监会研究制定了有关农村小额贷款公司向村镇银行转制的政策,虽然这个政策很好,但也出现了小额贷款公司自身的两项局限以及相关政策的“高门槛”等制约其转制的三大瓶颈。对此,本文提出了以如何使转制双方找到各自利益的契合点成了转制的关键。

Since 2008, microfinance companies have been developing rapidly. However, in the meantime, many problems have emerged in some areas. In order to guide the healthy development of microfinance companies, the CBRC has studied and formulated a policy on the transfer of rural microfinance companies to rural banks. Although this policy Very good, but also appeared two limitations of the microcredit company itself and the “high threshold” of the relevant policies and other three major bottlenecks restricting its conversion. In this regard, this paper puts forward the key point of how to reconcile the two parties to find their own interests.