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《中华人民共和国商业银行法》第四十九条规定:商业银行的营业时间应当方便客户,并予以公告。商业银行应当在公告的营业时间内营业,不得擅自停止营业或者缩短营业时间。然而,据笔者观察,时下,在众多的储蓄机构中,擅自缩短营业时间,提前收市者,并非少数。如我区一些金融机构的储蓄网点,就存在不同程度的提前下班现象。 之所以出现上述现象,从主观上讲,各家金融机构的领导与职工尚未形成擅自缩短已公之于众的营业时间违反了《商业银行法》的认
Article 49 of the Law of the People’s Republic of China on Commercial Banks stipulates that business hours of commercial banks shall be convenient to customers and be announced. Commercial banks shall open during the business hours announced, and may not stop business or shorten business hours without authorization. However, according to the author’s observation, nowadays, it is not uncommon for many savings institutions to shorten their business hours and to close early. Such as some financial institutions in our district’s savings outlets, there are different degrees of early get off work off the phenomenon. The reason why the above phenomenon appears, subjectively speaking, the leadership of various financial institutions and workers have not yet formed shorten the public has been open to business hours in violation of the “Commercial Bank Law” recognized