论文部分内容阅读
P2P网络借贷平台监管是近年来的热点问题。网络借贷平台的监管在法律性质,规制对策上都存在着争议,法律规制依据不足,自律监管也尚在发展。因此,笔者认为宜在银监会牵头,联合联合多部门共同参与实施功能性监管的框架下,在具体监管上设置市场准入限制、资金存管、保护消费者等具体监管手段,以促进网络借贷行业的良性发展。
P2P network lending platform regulation is a hot issue in recent years. The regulation of internet lending platform is controversial on the nature of law and regulation and control measures. The legal regulation is not based on sufficient basis and self-regulation is still under development. Therefore, I think it is advisable to set specific regulatory measures such as market access restrictions, fund custody and consumer protection under the supervision of the China Banking Regulatory Commission and the joint joint participation of multiple departments in the implementation of functional supervision to promote the online lending industry The benign development.