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小微金融服务是一项系统性工程,银行业需拓宽服务范围,增强自身盈利能力,与相关部门形成联动机制,夯实自身服务小微的根基在经济新常态背景下,小微企业融资难、融资贵问题受到社会广泛关注。尽管当前我国货币信贷总量不小,但企业特别是小微企业融资不易、成本较高的问题依然存在。如何切实为小微企业服务,实现金融与实体经济的良性互动,促进经济稳定增长,是摆在银行业金融机构面前的大问题。可喜的是,尽管面对复杂的经济金融形势,银行业扎根小微的决心一直未变。在多年的耕
Small and micro financial services is a systematic project. The banking industry needs to broaden the scope of services and enhance its own profitability. It has formed a linkage mechanism with relevant departments to consolidate the foundation of its own service. In the context of the new economic normal, small and micro enterprises are having difficulty in financing, The issue of financing has received widespread public concern. Despite the current total amount of monetary credit in our country is not small, but the enterprises, especially small and micro enterprises financing is not easy, the problem of higher costs still exist. How to effectively serve the small and micro enterprises, realize the benign interaction between finance and the real economy, and promote the steady growth of the economy are the major problems before the banking financial institutions. The good news is that despite the complicated economic and financial situation, the determination of the banking sector has not changed. In years of farming