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近几年来,社会办商业保险成为社会金融领域的热点问题之一。一些部门、社团和企事业单位以安全统筹、安全互助、职工互助等名义擅自或变相开办商业保险业务,对保险市场的稳定和发展造成不利的影响,也严重地损害了商业保险的信誉,亟需按照《保险法》和人民银行的有关规定进行清理、整顿。 一、基本情况 据不完全了解,目前,主要有民政、教委、农机、供销社、电力、工会等部门、社团和企事业单位不同程度地经办商业保险业务: 教育部门开办中小学生保学保健互助会。保学是指保学生学费减免;保健则指保学生伤病住院补助、
In recent years, social insurance business has become one of the hot issues in the field of social finance. Some departments, associations and enterprises and institutions have opened their commercial insurance businesses unilaterally or disguisedly in the interests of security co-ordination, mutual assistance and mutual assistance, adversely affecting the stability and development of the insurance market, and have seriously damaged the reputation of commercial insurance. According to “Insurance Law” and the relevant provisions of the People’s Bank to clean up and rectify. First, the basic situation It is not fully understood, at present, the main civil administration, education commission, agricultural machinery, supply and marketing cooperatives, electricity, trade unions and other departments, associations and enterprises, to varying degrees, through the commercial insurance business: the education sector to provide primary and secondary health care Mutual aid association Insurance refers to the protection of tuition fees for students; health care refers to the protection of students sick and hospital subsidies,