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国务院总理李克强11月19日主持召开国务院常务会议,决定进一步采取有力措施、缓解企业融资成本高问题。会议指出,今年7月国务院推出一系列措施以来,有关方面做了大量工作,“融资难、融资贵”在一些地区和领域呈现缓解趋势,但仍然是突出问题。必须坚持改革创新,完善差异化信贷政策,健全多层次资本市场体系,进一步有针对性地缓解融资成本高问题,以促进创新创业、带动群众收入提高。一是增加存贷比指标弹性,改进合意贷款管理,完善小微企业不良贷款核销税前列支等政策,增强金融机构扩大小微、“三农”等贷款的能力。二是加快发展民营银行等中小金
On November 19, Premier Li Keqiang presided over a State Council executive meeting and decided to take further effective measures to ease the problem of high financing costs for enterprises. The meeting pointed out: Since the State Council launched a series of measures in July this year, a great deal of work has been done by relevant parties. “Financing difficulties and financing problems” have shown a tendency of easing in some areas and areas, but they are still prominent problems. We must adhere to the reform and innovation, improve the differentiated credit policy, improve the multi-level capital market system, and further reduce the high financing cost in a targeted manner so as to promote innovation and entrepreneurship and boost the masses’ income. First, to increase the flexibility of indicators of loan-to-deposit ratio, improve loan management and improve the policies on pre-tax write-off of non-performing loans for small and micro enterprises, and enhance the ability of financial institutions to expand loans for small and micro enterprises and agriculture, rural areas and farmers. Second, speed up the development of small and medium-sized gold such as private banks