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西藏经济素来缺乏“造血”功能属典型的“输血”经济,为实现我区经济社会跨越式发展与长治久安,国家在藏推行了强有力的资金扶持政策,以特殊优惠金融政策为主体的信贷体制为辖区构筑了宽松的融资平台,但介于整体金融生态环境滞后低效,银行信贷增势长期萎靡不振,金融资产形式表现为存差,信贷产业对经济产值的拉动作用日趋缩小,区域信贷规模面临滞涨风险。基于对日喀则地区信贷形式的关注及维护辖内金融稳定,特对日喀则信贷增势缓慢问题开展专题研究。
In order to realize the leap-forward development of economy and society in our region and the long-term peace and stability, the state has implemented a strong financial supportive policy in Tibet. With the special preferential financial policy as The credit system of the main body provides a loose financing platform for the area. However, due to the lagged inefficiency of the overall financial environment, long-term bank credit growth is sluggish, the performance of financial assets is poor, and the pulling power of the credit industry on economic output is increasingly narrowing , The scale of regional credit is facing the risk of stagflation. Based on the concern about the form of credit in Xigaze Prefecture and the maintenance of financial stability in the jurisdiction, special studies were conducted on the slow credit growth in Shigatse.