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游走在灰色地带的网络版民间借贷,如同现实版的民间借贷一样,处处演绎着“步步惊心”。2007年6月,拍拍贷开创了P2P网贷的商业模式。自此,市场上已经出现了诸如哈哈贷、人人贷、红岭创投、拍拍贷、畅贷网等名目繁多的网贷平台。这种模式其实就是民间借贷的网络版。在现实中的民间借贷因个中问题层出不穷的时候,网络版的民间借贷会一帆风顺吗?答案显然是否定的。来自银行业、电子商务领域的专家认
Walking in the gray area of online private lending, as the reality version of private lending, everywhere interpretation of “step by step startling.” June 2007, pat loan created a P2P lending business model. Since then, the market has emerged such as Ha ha loan, Renren loan, Hongling venture capital, pat loan, Chang loan network and other wide range of network loan platform. This model is actually an online version of private lending. In reality, private borrowing because of an endless stream of problems, the online version of civil borrowing will be smooth? The answer is obviously no. Experts from banking and e-commerce recognize