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所谓精算,就是运用数学、统计学、金融学、保险学及人口学等学科的知识和原理,对实际工作中遇到的金融及财务问题,特别是那些涉及到未来不确定性事件的问题,提供精确计算的解决方法,进而为决策提供科学依据。正是解决未来不确定性问题这一能力,使精算成为一个有别于其它行业的独立行业。
The so-called actuarial is to apply the knowledge and principles of mathematics, statistics, finance, insurance and demography to the financial and financial problems encountered in practical work, especially those related to uncertain future events, Provide accurate calculation of the solution, and thus provide a scientific basis for decision-making. It is the ability to solve the uncertainty of the future and make actuarial an independent profession that is distinct from other industries.