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手机支付(也称移动支付)即允许用户使用其移动终端(通常是手机)对所消费的商品或服务进行账务支付的一种服务方式。目前,手机支付有两种技术使用方案:一种是改造手机,让手机内嵌RFID卡,通常称NFC方案;另一种是不改造手机,将RFID嵌入到SIM卡中。如选用第一种方案,在支付过程中,交易信息通过RFID传给手机,手机通过无线网络,再经过互联网,最终与某银行账号相连;如选用第二种方案,交易信息则由
Mobile payment (also called mobile payment) is a service that allows users to pay for the goods or services they consume using their mobile terminal (usually a cell phone). At present, there are two technical solutions for mobile payment: one is to retrofit a mobile phone to allow the mobile phone to embed an RFID card, which is usually called an NFC solution; and the other is to not embellish the mobile phone and insert the RFID into the SIM card. Such as the choice of the first option, the payment process, the transaction information through RFID to the phone, mobile phone through the wireless network, and then through the Internet, and eventually connected with a bank account; such as the choice of the second option, the transaction information from