【摘 要】
：
消费信贷一般是指商业银行直接发放给个人或家庭 ,用以购买耐用消费品或支付教育、医疗、旅游等其他消费的贷款。消费信贷已成为商业银行新的经济增长点。开展这一业务是有利
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消费信贷一般是指商业银行直接发放给个人或家庭 ,用以购买耐用消费品或支付教育、医疗、旅游等其他消费的贷款。消费信贷已成为商业银行新的经济增长点。开展这一业务是有利国家、有利企业、有利人民 ,符合当前经济形势的业务创新。抓住机遇 ,发展消费信贷 ,启动消费市场 ,促
Consumer credit generally refers to commercial banks directly to individuals or families to buy durable consumer goods or to pay for education, health care, tourism and other consumer loans. Consumer credit has become a new economic growth point of commercial banks. To carry out this business is a business innovation that is favorable to the country, to the benefit of the enterprises, to the benefit of the people and to the current economic situation. Seize the opportunity to develop consumer credit, start the consumer market, and promote
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