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记者:首先感谢您接受《中国金融》的采访。从12年前支付宝成立开始,阿里系就开始踏上互联网金融的征程,到2014年蚂蚁金服建立,互联网金融业务更加专业化。在您看来,“互联网金融”的本质特征是什么?井贤栋:个人理解,“互联网金融”的本质是金融。互联网金融的核心,是利用移动互联网、云计算、大数据、人工智能等新技术,一方面促进金融产品和服务的创新以及发展,提升金融服务的覆盖面和效率;另一方面是不断提升对风险的管理能力。同时,代表互联网精神的开放、透明、分享、以客
Reporter: Thank you for accepting the interview with “China Finance” first. Since Alipay was established 12 years ago, Ali started to embark on the journey of Internet finance. By 2014, Ant Financial will be established and the Internet finance business will be more specialized. In your opinion, what are the essential characteristics of “Internet Finance ”: Personal understanding, “Internet finance ” is the essence of finance. The core of Internet finance is to utilize new technologies such as mobile internet, cloud computing, big data and artificial intelligence to promote the innovation and development of financial products and services on the one hand, and to improve the coverage and efficiency of financial services. On the other hand, Management skills. At the same time, on behalf of the spirit of the Internet open, transparent, sharing, customer