论文部分内容阅读
近年来出现了一种专门针对年轻女性的名为“裸条贷款”的借贷模式,它不需要抵押物,更不需要查阅借款人的信用记录,只需要借款人手持身份证,拍一张自己的裸照作为借条交给放贷人即可。如果到期拒不还款,放贷人就以公开裸照给借款人的亲友为手段,来要挟、逼迫借款人还款。这种充满不确定性和风险的贷款模式,让山东一位女孩付出惨痛的代价……
In recent years, there has been a lending model called “naked loan ” that specifically targets young women. It does not require collateral, nor does it need access to the borrower’s credit history. It only requires the borrower to hold an identity card and take a picture Zhang’s own nude photos as a loan to lenders can be. If they refuse to repay due at maturity, the lender threatens the borrower to repay him with a public nude photograph of the relatives and friends of the borrower. This full of uncertainty and risk of the loan model, so that a girl in Shandong to pay a terrible price ... ...