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现阶段我国医疗纠纷发生频率不断增高,医疗责任保险是规避医疗执业风险的有效措施,但其目前在我国的发展面临困境。本文在对我国医疗责任保险发展状况进行分析的基础上,提出了推动医疗责任保险发展的新思路,即通过借鉴我国大病保险实施的原则以及英国互助保险模式的实施,增加医学会在医疗责任保险中的管理与引导功能,合理协调医、保、患三方利益,避免医患之间直接的利益冲突,并对新思路特有的优势以及完善新思路的配套措施进行了深入分析。
At present, the frequency of medical malpractice in our country is increasing. Medical liability insurance is an effective measure to avoid the risk of medical practice. However, its current development in our country is in a dilemma. Based on the analysis of the development of medical liability insurance in our country, this paper puts forward a new idea to promote the development of medical liability insurance, that is, by drawing lessons from the implementation of the principle of our country’s serious illness insurance and the implementation of the UK mutual insurance model, In the management and guidance functions, reasonable coordination of medical, insurance, suffering from the trilateral interests, to avoid direct conflicts of interest between doctors and patients, and the unique advantages of new ideas and improve the new ideas supporting measures in-depth analysis.