医疗保险改革的现状分析与机制创新

• 作 者: 林毓铭
• 机 构: 江西财经大学保险系,
• 出 处: 社会保障问题研究
• 发表日期: 2001年00期
• 关键词: 医疗保险改革 个人账户 统筹基金 国家体改委 基本医疗保险 统筹账户 企业单位 补充医疗保险 费用开支 城镇居民

一、非公有制企业及城镇居民对医疗保险的认同观国家体改委和中国社科院联合进行的1999年中国城市居民关注焦点与未来预期调查表明:仅有39.4%的人认为医疗保险改革受益高于受损,这表明相当一部分人对医疗保险改革的认同程度偏低。对具体企业单位而言,医疗费用开支与年龄结构及其他因素有关。一般来说,相对年龄结构偏轻的三资企业、外资企

First, non-public ownership of urban enterprises and urban residents on the medical insurance concept of view National Commission for Restructuring the Commission and the Chinese Academy of Social Sciences jointly conducted in 1999 in China’s urban residents focus and future expectations survey showed that: only 39.4% of people think that health insurance reform benefit Higher than the damage, indicating that a considerable number of people are less agree with the health insurance reform. For specific business units, medical expenses are related to the age structure and other factors. In general, the relative age structure of light-funded foreign-funded enterprises, foreign-funded enterprises