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1996年以来,我区金融系统各级行、司认真贯彻落实国务院召开的“6.26”金融系统反腐败、防诈骗、防抢劫、防盗窃,保金融资产安全会议精神,切实加大了防范力度,使金融犯罪案件的堵截率有了较大提高。据统计,1996年1—10月份全区金融系统发生诈骗案71起,抢劫案4起,盗窃案15起,一共90起,其中被识破堵截住的共63起,堵截率为88.7％,避免资金损失 10.75亿元人民币,730万美元,案件造成资金损失×××××万元。从发生的90起案件分析,犯罪分子作案手段主要有如下几个新的特点: 一是利用储蓄存单和汇票进行金融诈骗的活动十分突出。这是当前犯罪分子作案的一个重要手段。犯罪分子主要采取涂改存折、伪造存单、通过通存通兑骗取资金。一些银行内部不法人员也采用开出空头支票的办法来骗取资金。全区共发生此类案件37起。 二是银行内部人员作案增多。1—10月发生此类案件××起,潜逃人员×名,涉及资金×××××万元,资金损失×××万元。 三是大案要案急剧上升,涉及资金数额越来越大。1996年1—10月,全区共发生百万元以上大案××起,上亿元的×起。这些案件中,绝大部分是伪造存单、汇票进行诈骗,有一些案件是银行内部人员搞帐外经营而引发的。 四是抢劫运钞车和库房的蓄谋事件也相继发生,这类案件共发生×
Since 1996, the financial departments at all levels in our district have conscientiously implemented the spirit of “6.26” Financial System Anti-corruption, Anti-fraud, Anti-robbery, Theft Prevention, and Financial Assets Security Meeting Held by the State Council, earnestly intensified their precautionary measures, So that the interception rate of financial crimes has been greatly improved. According to statistics, from January to October 1996, there were 71 cases of fraud in the financial system in the entire district, 4 cases of robberies and 15 cases of theft, of which 90 cases were found, of which 63 cases were identified and blocked, with a blocking rate of 88.7% Capital losses 1.075 billion yuan, 7.3 million US dollars, the case caused the loss of funds × × × × × million. From the analysis of the 90 cases that occurred, the criminals have the following new features as follows: First, the activities of using financial bills of deposit and bank drafts for financial fraud are outstanding. This is an important means by which criminals commit crimes at present. Criminals to modify the passbook, fake certificates of deposit, through the deposit and withdrawal to obtain funds. Some illegal workers inside the bank also resort to open a check to defraud the way. There were 37 such cases in the region. Second, increase the number of internal bank personnel committing the crime. 1-10 cases of such cases occurred from × ×, × × absconded personnel, involving ××××× million of funds, ××× million loss of funds. Third, the number of major cases rose sharply, involving more and more funds. From January to October 1996, a total of more than one million yuan occurred in the region × ×, from a billion ×. In these cases, the vast majority are counterfeiting certificates of deposit and money swiping. Some cases are caused by the bank’s internal personnel engaging in the operation of the accounts. Fourth, robbery armored cars and warehouse conspiracy events have also occurred in such cases a total of ×