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“酒后驾车险”的出现引起了诸多争论,但其存在的合理性与合法性却不容置疑。其合理性在于该风险具有可保性;其合法性在于责任保险的合法性和法律的不禁止。
The emergence of “drunk driving insurance” caused a lot of controversies, but its rationality and legitimacy are beyond doubt. Its rationality is that the risk is insurable; its legitimacy lies in the legality of liability insurance and the law is not prohibited.