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保险诚信建设是当前开放的保险业亟需完成的重要任务,也是保险业做强做大的前提工作。保险理赔环节的诚信缺失问题是当前消费者投诉的焦点,也是当前保险诚信建设的重点、难点之一。尽管国内信用证主要运用于国内贸易结算,但在保险理赔环节中引入国内信用证制度,可以有效解决理赔环节中出现的问题,通过提供银行信用更好地为投保方实施制度保障,真正落实保险诚信建设工作。
The construction of insurance integrity is an important task urgently needed to be completed by the current insurance industry. It is also a precondition for the insurance industry to become stronger and bigger. The lack of honesty and trustworthiness in insurance claims links is the focus of current consumer complaints and one of the key and difficult points in the current construction of insurance integrity. Although domestic letters of credit are mainly used for settlement of domestic trade, the introduction of a domestic L / C system in the insurance claims process can effectively solve the problems appearing in the link of claims, and can better implement the system guarantee for the insured by providing bank credit, Honest construction work.