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银行按揭提早实现了多数人的住房梦,但习惯“无债一身轻”的中国人,对于欠银行的钱也同样有严重的心理压力,加上贷款利率的不断上涨,支付的利息也逐年增加,所以,很多人都选择了提前还贷。但是,你有没有认真计算过,分期付款和提前还贷,一边是还贷之后的手头拮据,一边是继续还贷承受的压力,到底哪一个对自己来说更划算呢?
Bank mortgage early realization of the majority of housing dreams, but the habit of “debt-free ” Chinese, for the money owed to banks also have serious psychological pressure, coupled with the rising interest rates on loans, the interest paid is also Increasing year by year, so many people have chosen early repayment. However, you have not carefully calculated, installments and repayments on the one hand is the hand after the repayment of loans, while continuing to repay loans under pressure, in the end which one is more cost-effective for themselves?