信用证项下银行的法律地位

• 作 者: 王建宁
• 出 处: 对外经济贸易大学学报
• 发表日期: 1993年05期
• 关键词: 信用证业务 开证行 保兑行 国际贸易结算 交单 不可撤销信用证 远期汇票 议付 融通资金 迟期付款

在信用证业务中,银行作为进出口双方的中间人和保证人,一面收款,一面交单,并代为融通资金,保证了进出口双方的货款或单据不落空,又使双方在资金融通上得到便利,促进了国际贸易的发展。信用证是如此重要的国际贸易结算工具,而银行又处于信用证业务的中心地位,故有必要研究银行在信用证业务中的法律地位。

In the credit business, the bank, as the intermediary and guarantor of both the import and export side, pays the bills on the one hand and on the other hand, on behalf of the financial intermediaries, guarantees that the purchase price or the documents of the import and export parties are not lost and the two parties are conveniently financed , Promoted the development of international trade. The letter of credit is such an important international trade settlement tool, and the bank is at the center of the letter of credit business, so it is necessary to study the bank’s legal status in the letter of credit business.