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人保陕西宝鸡县公司业务收入由1989年的470.4万元上升到1993年的1424.7万元;平均年净增190.8万元,年递增率为32.5%.5年间,平均百元保费实现利润26元,高于全市平均水平,1991年达到32元,5年累计实现利润910.9万元.为什么宝鸡县公司能够获得速度与效益的同步增长?他们的经验归纳起来有五条:承保讲求质量,经营管理有方.一、县公司抛弃“拣到蓝子都是菜”的思想和做法,坚持保前调查、保时审查、保后检查;承保时经经办人员初审、主管人员复审,业务经理最后审定的三级审核.承保后,他们十分注意风险管理,积极开展防灾防损工作,还与县防火委一起,对重点消防单位实行防火
PICC Shaanxi Baoji County, the company’s business income from 47.04 million yuan in 1989 rose to 14.247 million yuan in 1993; the average annual net increase of 190.8 million yuan, the annual rate of increase of 32.5%. 5 years, the average profit of 100 yuan premium 26 yuan, Higher than the city average, reached 32 yuan in 1991, five years, a total profit of 910.9 million yuan.Why companies in Baoji County can get the speed and efficiency of the simultaneous growth? Their experience summed up in five: the quality of underwriting stress management and management First, county companies abandon the idea that “picking to the basket is a dish”, and insist on pre-arrival investigation, pianism review and post-mortem inspection; when the undertaking is handled by the handling personnel first instance, the competent personnel review and the business manager final approval Three levels of audit.Once underwriting, they pay great attention to risk management, and actively carry out disaster prevention and loss prevention work, together with the county fire commission, the implementation of fire protection of key fire units