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新的《保险法》的颁布与实施,给中国保险资金的高效运用提供了法律平台,也给保险资金投资政策的调整提出新的要求。保险资金运用政策应加快调整 (一) 放宽保险资金运用渠道是改善保险业经营环境的需要。 随着我国保险市场竞争的加剧,经营成本大幅度上升,承保利润明显下降,有些财产险业务经营已难以为继。对于人寿险业务,这个问题更为突出。另一面,将保险资金基本排斥在资本市场之外,不利于保险公司培
The promulgation and implementation of the new “Insurance Law” has provided a legal platform for the efficient use of insurance funds in China and also put forward new requirements for the adjustment of insurance funds investment policies. Insurance funds should speed up the use of policy adjustment (A) to relax the use of insurance funds to improve the operating environment is the insurance business needs. With the intensification of competition in the insurance market in our country, operating costs have risen sharply, underwriting profits have dropped significantly, and some property and casualty insurance business operations have been unsustainable. The problem is even more prominent with life insurance business. The other hand, the basic exclusion of insurance funds outside the capital markets, is not conducive to the insurance company training