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(2015·广东文综卷·27)王某正在美国留学,拟购买一台手提电脑,用美元现金或国内银行发行的信用卡结算。如王某使用信用卡,国内银行按消费时的汇率自动将美元折算为人民币结算。现预期人民币持续升值。假设价格和其他因素不变。王某的理性决策是()A.延期购买,用信用卡结算B.即期购买,用美元现金结算C.即期购买,用信用卡结算D.延期购买,用美元现金结算本题参考答案为A,笔者推测理由是:预期人民币持续升值,延期购买,人民币花费要少一些。例如当期1000美元兑换人民币6300元,电脑价格为1000
(2015 · Canton paper volume 27) Wang is studying in the United States, intends to buy a laptop computer, with US dollars in cash or domestic bank issued credit card settlement. If Wang uses a credit card, the domestic bank will automatically convert the U.S. dollar into RMB settlement according to the exchange rate at the time of consumption. The renminbi is expected to continue to appreciate. Suppose the price and other factors remain unchanged. Wang’s rational decision () A. Deferred purchase, settlement with a credit card B. Spot purchase, cash settled in US dollars C. Spot purchase, settlement with a credit card D. Deferred purchase, the dollar cash settlement The title of the answer A, The author speculated that the reason is: the expected continued appreciation of the renminbi, postpone the purchase, the renminbi spent less. For example, the current 1,000 US dollars convert 6300 yuan, the computer price is 1000