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只要在开展不良资产证券化业务的过程中严格按规定实施,就能实现有序的风险分散,不会出现类似美国次贷危机的系统性金融风险随着我国经济下行压力的加大,银行业不良资产规模持续增长。截至2015年第三季度末,我国银行业不良贷款率升至1.59%,较第二季度末上升了0.09个百分点,商业银行不良贷款余额达到11863亿元。面对商业银行不良率和
As long as the implementation of non-performing asset securitization business strictly in accordance with the provisions of the implementation, we can achieve an orderly risk diversification, will not appear similar to the US subprime mortgage crisis, systemic financial risk With the downward pressure on China’s economy, banking Non-performing assets continued to grow. As of the end of the third quarter of 2015, the non-performing loan ratio of China’s banking sector rose to 1.59%, up 0.09 percentage points from the end of the second quarter and the non-performing loan balance of commercial banks reached 1.1863 trillion yuan. The face of bad commercial bank rates and