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长期以来,我国保险业的健康险产品大多实行捆绑式销售,就是将它和寿险产品或者是与寿险产品的某些功能捆绑在一起,打包卖给消费者,如目前最普遍的返还型健康险,消费者每年要交保险费数千元,价格过高是其无法在国民特别是低收入人群中顺利推广的一个重要因素。中国保监会新出台
For a long time, most of the insurance products in China’s insurance industry are sold in bundles. They are bundled with life insurance products or certain functions of life insurance products and packaged for sale to consumers. For example, the current most common return health insurance , Consumers pay thousands of dollars a year premiums, the price is too high for its people, especially in low-income population to promote an important factor. China Insurance Regulatory Commission newly released