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摩根·士丹利曾断言:投资是保险行业的核心业务,没有投资就等于没有保险行业。现在保险公司管理着全球40％的投资资产,保险投资已成为现代金融保险业得以生存和发展的重要支柱。而在我国,1998年以前,我国保险资金运用只限于银行存款或购买国债。据统计,从我国目前人保、平保和太保三大保险公司的情况看,我国保险资金40％～60％都局限于现金和银行
Morgan Stanley has asserted: investment is the core business of the insurance industry, without investment is equivalent to no insurance industry. Now that insurers manage 40% of the world’s investment assets, insurance investment has become an important pillar for the survival and development of the modern financial and insurance industry. In our country, before 1998, the use of insurance funds in our country was limited to bank deposits or purchases of government bonds. According to statistics, judging from the current situation of the three major insurance companies of PICC, Ping An and CPIC, 40% -60% of China’s insurance funds are limited to cash and bank