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平台经济已成为商业发展新趋势,互联网金融化,银行电商化,真正的竞争即将上演。互联网金融服务于互联网经济。目前,互联网经济已经进入平台经济时代,互联网公司凭借自身的平台优势进军金融业,给传统商业银行带来了一定程度的冲击。例如,第三方支付和移动支付正在逐渐替代传统的支付业务,人人贷也在一定程度上取代传统的存贷款业务,众筹融资也在发展。这些年,大家都在搭建平台。2012年
Platform economy has become a new trend of business development, internet finance, bank e-commerce, real competition will be staged. Internet financial services in the Internet economy. At present, the Internet economy has entered the era of platform economy, Internet companies with their own platform into the financial industry advantages, to the traditional commercial banks have brought a degree of impact. For example, third-party payment and mobile payment are gradually replacing traditional payment services. Renminbi is also replacing traditional deposit and loan businesses to some extent, and crowdfunding financing is also developing. In these years, everyone is building a platform. 2012