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城乡居民大病保险一、保障对象城镇居民医保、新农合的参保人。二、资金来源从城镇居民医保基金、新农合基金中划出,不再额外增加群众个人缴费负担。三、保障标准患者以年度计的高额医疗费用,超过当地上一年度城镇居民年人均可支配收入、农村居民年人均纯收入为判断标准,具体金额由地方政府确定。四、保障水平保险实际支付比例不低于50%,原则上医疗费用越高支付比例越高。五、承办方式政府部门确定报销等政策,通过招标选定承办的商业保险机构。针对一些特别贵的大病,我国
Urban and rural residents illness insurance First, the protection of urban residents Medicare, NCMS insured person. Second, the source of funds from the urban residents Medicare Fund, New Rural Cooperative Medical Fund draws no longer additional burden on the individual payment. Third, the protection of standard patients with high annual medical costs, more than the local annual per capita disposable income of urban residents, per capita net income of rural residents for the year to determine the standard, the specific amount determined by the local government. Fourth, the actual level of insurance coverage The proportion of not less than 50%, in principle, the higher the medical costs the higher the proportion of payment. Fifth, the contractor way Government departments to determine reimbursement and other policies, selected by the bidding commercial insurance agencies. For some particularly expensive illness, my country