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面对农村融资的老大难,安徽省财政厅与安徽省担保集团开发出一条金融新路子——“农业产业化龙头企业(或农村经济合作组织)+担保公司+金融机构+地方政府+农户”五位一体的农村金融模式。农户以林权提供质押,并向龙头企业交售毛竹还本付息。一旦农户失信,林权证将由担保集团通过当地林业市场进行交易,并由龙头企业进行回购。
In the face of the chronic problem of rural financing, Anhui Provincial Department of Finance and Anhui Guarantee Group have developed a new financial approach - “Leading Agricultural Industrialization Enterprises (or Rural Economic Cooperatives) + Guarantee Companies + Financial Institutions + Local Governments + Farmers ”Five in one of the rural financial model. Farmers to pledge of forest rights, and the sale of the leading enterprises to pay the interest of bamboo. Once a farmer declines, the forest warrant will be traded by the guarantee group through the local forestry market and repurchased by the leading enterprise.