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央行有关官员称银行不良贷款率已到顶。中国人民银行有关官员近日在“中国银行业治理结构国际研讨会”上表示,目前我国的不良贷款率在数量上已达到顶峰,未来几年银行的不良资产率会降低。这位官员指出,中国贷款增长率比较快,年增长率20％,这是全世界很少见的。中国的利差也比较大,有3.5％到4％,此外,中国GDP年增长率保持在7％以上,新增不良贷款在5％以下,如果这种趋势再保持5到10年,银行的不良资产率在未来若干年内会降低。
Bank officials said the bank’s non-performing loan ratio has reached its peak. Relevant officials of the People’s Bank of China recently said at the “International Symposium on China’s Banking Governance Structure” that at present the non-performing loan ratio in China has reached a peak in terms of quantity, and the non-performing assets ratio of banks will decrease in the next few years. The official pointed out that China’s loan growth rate is relatively fast, an annual growth rate of 20%, which is rare in the world. China’s spreads are also relatively large, ranging from 3.5% to 4%. In addition, China’s annual GDP growth rate has remained above 7% and new non-performing loans below 5%. If this trend persists for another 5 to 10 years, The rate of non-performing assets will decrease in the coming years.