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互联网金融。互联网金融是传统金融机构与互联网企业利用互联网技术和信息通信技术实现资金融通、支付、投资和信息中介服务的新型金融业务模式。促进互联网金融健康发展,有利于提升金融服务质量和效率,深化金融改革,促进金融创新发展,扩大金融业对内对外开放,构建多层次金融体系。
Internet banking. Internet finance is a new type of financial business model in which traditional financial institutions and Internet companies make use of Internet technologies and information and communication technologies to finance, pay, invest and information intermediary services. Promoting the healthy development of Internet finance is conducive to enhancing the quality and efficiency of financial services, deepening financial reform, promoting financial innovation and development, expanding the financial industry’s opening up to the outside world and building a multi-level financial system.