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实务案例A系某镇个体私营业主,因经营需要,于2007年8月13日向B农信社申请流动资金借款30万元,抵押物为位于集镇街道经营性门面房,评估价值70万元,期限2年。合同到期后A未履行偿还义务。经催收协商,B农信社同意A偿还本金5万元及利息后,为其发放借新还旧贷款25万元。经申报,B农信社贷审会同意发放借新还旧贷款25万元,但在抵押合同的签订及抵押物登记手续上出现了三种不同意见:第一种意见是
Practical cases A Department of a town individual and private owners, due to business needs, on August 13, 2007 to B Rural Credit Cooperatives to apply for working capital loans 300,000 yuan, the collateral is located in the town of commercial street shops, the assessed value of 700000 yuan, Duration 2 years. After the contract expired, A did not fulfill the repayment obligation. After the collection consultation, B RCC agreed to repay the principal amount of 50,000 yuan and interest, to issue new loans to repay 250,000 yuan. After the declaration, B-Credit Cooperatives agreed to grant a loan of 250,000 yuan to repay new loans. However, there were three different opinions on the signing of the mortgage contract and registration of mortgages: The first opinion is