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2003年的寿险将成为中国寿险发展历史上具有标志性的一年。首先,中国人寿作为首家在美国、香港上市的金融企业,开创了国内寿险公司上市的先河。其次,监督部门的新政为保险业2003年以及未来的健康发展打下了良好的基础,寿险业也将从此步入一个更加有序、健康、面貌一新的时代。在2003年,寿险业依然保持着高速的成长,年保费将超过3000亿元,同此增长超过30％。在继续保持业务拓展的同时,寿险业更为深层的变革正在进行:改善公司治理结构;通过上市融资增强资本实力;开拓更加有效的销售渠道;寻求与资本市场、货币市场的对接;更为客观地看待发展;建立公司的长期发展战略;更好地发挥寿险的社会的职能等第,这已不同于以往以规模拓展为主的粗放经营时期,而是在一个新的规则与环境下开始向现代寿险企业转型。
Life insurance in 2003 will be an iconic year in China’s life insurance history. First of all, as the first financial company listed in the United States and Hong Kong, China Life Insurance has set a precedent for the listing of domestic life insurance companies. Second, the new policies of the supervisory departments laid a good foundation for the healthy development of the insurance industry in 2003 and in the future. The life insurance industry will also step into a more orderly, healthy and new era. In 2003, the life insurance industry still maintained its rapid growth with an annual premium of more than 300 billion yuan, an increase of over 30%. While continuing to expand their businesses, deeper changes in the life insurance industry are underway: improving the corporate governance structure; enhancing capital strength through listing and financing; developing more effective sales channels; seeking more connections with capital markets and money markets; and more objective Look at the development; establish the company’s long-term development strategy; to better play the social functions of life insurance rankings, which is different from the past to expand the scale of the extensive management period, but in a new rules and environment to start Modern life insurance business transformation.