建立农村中小企业信贷支持体系的思考

• 作 者: 任贵
• 机 构: 中国人民银行蔚县支行!075700
• 出 处: 金融教学与研究
• 发表日期: 1999年06期
• 关键词: 中小企业信贷 贷款担保 信贷资金来源 贷款条件 贴息贷款 中小企业资金 金融机构 中小企业投资 信用保险 政策法规

支持农村中小企业发展的关键是信贷扶持。可是，为这些中小企业发放贷款，金融机构有“后顾之忧”。因为，农村中小企业自身积累少、融资渠道窄、信用不足，为它们提供贷款的收益不高，风险却较大。因此，必须建立农村中小企业信贷支持体系。主要包括：（１）从国家角度看，要?

The key to supporting the development of rural SMEs is credit support. However, for these SMEs to issue loans, financial institutions have “worries”. Because small rural SMEs accumulate less, financing channels are narrow, lack of credit, to provide them loans is not high, the risk is greater. Therefore, we must establish rural credit support system for SMEs. Mainly include: (1) from a national point of view, to?